Terms and Conditions

By accessing, browsing, or using the Torvexil website ("Site") or any associated services ("Services"), you confirm that you have read, understood, and agree to be bound by these Terms and any policies referenced herein, including our Privacy Policy. If you are using the Services on behalf of an organisation, you represent that you have the authority to bind that organisation to these Terms.

Torvexil provides data intelligence and analytical tools designed to assist users with information review and decision support. The Site and Services are provided on an "as is" and "as available" basis. We do not guarantee that any output, report, or recommendation generated through our Services constitutes financial, legal, tax, or investment advice, and such outputs should not be relied upon as a substitute for professional consultation.

You must be at least 18 years of age, or the age of legal majority in your jurisdiction, to use our Services. By using the Site, you represent and warrant that you meet this eligibility requirement and that all information you provide to us is accurate, current, and complete.

Certain features of the Services may require you to register for an account. You are responsible for maintaining the confidentiality of your login credentials and for all activities that occur under your account. You agree to notify us promptly of any unauthorised use of your account. We reserve the right to suspend or terminate accounts that we reasonably believe are being used in violation of these Terms.

You agree not to use the Site or Services for any unlawful purpose, to infringe the rights of others, to distribute malicious software, to attempt unauthorised access to our systems, or to interfere with the proper functioning of the Site. We reserve the right to restrict or terminate access for any user who violates this section.

Where Services are offered on a paid basis, applicable fees, billing cycles, and payment terms will be disclosed to you prior to purchase. Unless otherwise stated, fees are non-refundable. We reserve the right to modify pricing with reasonable prior notice to existing subscribers.

All content on the Site, including text, graphics, logos, software, and underlying technology, is the property of Torvexil or its licensors and is protected by applicable intellectual property laws. You are granted a limited, non-exclusive, non-transferable licence to access and use the Site for its intended purpose. You may not reproduce, distribute, modify, or create derivative works from any part of the Site without our prior written consent.

Nothing on the Site or within the Services should be construed as personalised financial, legal, tax, or investment advice. Any tools, analyses, or content provided are for general informational purposes only. You should consult a qualified professional before making any decisions based on information obtained through our Services.

The Site may contain links to third-party websites or services that are not owned or controlled by Torvexil. We are not responsible for the content, accuracy, or practices of any third-party sites, and inclusion of such links does not imply endorsement.

To the fullest extent permitted by applicable law, Torvexil disclaims all warranties, express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, and non-infringement. We do not warrant that the Site or Services will be uninterrupted, secure, or error-free.

To the maximum extent permitted by law, Torvexil and its officers, employees, and affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of, or inability to use, the Site or Services, even if advised of the possibility of such damages. Our total aggregate liability for any claim arising under these Terms shall not exceed the amount paid by you, if any, for access to the Services during the twelve (12) months preceding the claim.

You agree to indemnify and hold harmless Torvexil, its affiliates, and their respective personnel from any claims, damages, losses, or expenses arising out of your breach of these Terms or your misuse of the Site or Services.

We reserve the right to suspend or terminate your access to the Site or Services at any time, with or without notice, for conduct that we believe violates these Terms or is otherwise harmful to other users, us, or third parties. Upon termination, provisions of these Terms which by their nature should survive shall continue to apply.

We may update these Terms from time to time to reflect changes in our practices, Services, or legal requirements. Any updates will be posted on this page with a revised effective date. Your continued use of the Site following any changes constitutes acceptance of the revised Terms.

These Terms shall be governed by and construed in accordance with the laws applicable in the jurisdiction in which Torvexil operates, without regard to conflict of law principles. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the competent courts in that jurisdiction, unless otherwise required by applicable law.

If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall remain in full force and effect.

If you have any questions regarding these Terms, please reach out via the contact details provided on our Contact page. We aim to respond to enquiries in a timely manner.